7 Hassle-Free Ways to Deal With Accident Insurance Claims

Source: https://www.ratelab.ca/

Experiencing a car accident can be overwhelming and scary. It’s important to keep in mind that the most important thing is that you are not physically harmed. If you are, it’s important to focus on your healing. It’s also critical that you understand how to handle the situation in advance so that you don’t complicate the claims process. Below are seven hassle-free ways to deal with accident insurance claims, including what you should do as soon as an accident occurs.

 

1. Prioritize Safety After the Crash

Safety should always be a priority when you have a car crash. In fact, one of the first things you’ll want to do is move your car to a safe area if possible. While there are some instances when you will be unable to move your car due to the severity of the accident, you should make sure you are not physically in harm’s way. Unfortunately, there are many instances when a car accident occurs and is made worse by not moving to the shoulder of the highway or road. This means making sure everyone in your vehicle is not in danger of being hit by oncoming traffic.

 

2. Call the Police

If you have a minor fender bender, the police may not show up, even if you call them. If that’s the case, you should still file a report by going to the local police station where the accident occurred. If you have a more serious accident, the police will in fact show up, which means they will also write a report and document what happened. This is beneficial because the police are able to provide an objective assessment of the accident to determine who was at fault.

 

3. Communicate with the Other Driver

Sometimes the best thing you can do after a crash is communicate respectfully when talking to the other driver. An accident does not have to be contentious. Sometimes things just happen in life and you don’t have to get angry about it. When communicating with the other driver, remember to remain calm and compassionate. It can make a big difference in the level of stress you feel during the incident.

 

4. Gather Necessary Information

When an accident occurs, you’ll definitely need to gather necessary information from the other driver before you leave the scene. This includes their name, insurance information, license plate number, and type of vehicle, including the make and model. You should also write down the exact location of the accident and the badge number of the officer that arrived on scene. Depending on the severity of the situation, it might be helpful to get the name and phone number of any eyewitnesses.

 

5. Document What Happened

Smartphones have made it much easier to document an accident than it has been in the past. You can simply take a picture of what happened from different angles so that there is no disputing who was at fault. This can be of tremendous value when filing the claim. Many insurance companies will allow you to upload photos of the accident to their system, which can make the entire process simple.

 

 

6. Contact an Attorney

While all of the other tips provided are important, one of the most important steps to take during an accident to make the claims process hassle-free is to contact an attorney. You have to keep in mind that the insurance company has their best interest in mind, not yours. By contacting Murphy’s Car Crash lawyers, you’ll have access to experts that are familiar with the process and can ensure you’re back on the road in very little time without extra out of pocket costs.

 

7. File an Insurance Claim

For a truly hassle-free claims process, you should file the insurance claim after you contact a lawyer. Even if you have a good claims adjuster, you’ll want the guidance and counsel of a lawyer to make sure you achieve the best possible outcome.

You can just about eliminate the frustration that comes with handling an accident insurance claim by following the tips provided.

 

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