24. Baked Goods

Indulging once in a while on delicacies such as bagels, doughnuts and biscuits wouldn’t hurt, unless you buy them from Whole Foods. While the grocery chain makes delicious, freshly-baked goods, their prices are known to be higher compared to other stores and bakeries. Buying one or two on occasion certainly won’t leave much of a dent on your finances, but if you’re the type who buys in bulk for the family, better stay away from Whole Foods to avoid paying a premium for things you know you can buy for less.